BANCOR 3a

A pillar 3a solution, optimised and next-generation

Enjoy some of the lowest fees on the market and cutting-edge AI algorithmic management, originally developed for Swiss pension funds and now open to everyone.

With BANCOR 3a, maximise your retirement savings, simply and intelligently.

Open my account

At every stage of life

Retirement provision that spans generations

The 3rd pillar is built over an entire working life, from your first salary to retirement. It also protects the people who matter to you.

Whatever your age, every franc invested today builds tomorrow's peace of mind.

Why BANCOR 3a

Six good reasons to trust us

Be your bank

TAKE THE CONTROLS YOURSELF!

BANCOR 3a, a foundation independent of the banks, gives you the freedom to choose, with AI support at any time if you wish.

Simple and unique

A retirement solution designed and offered by a specialist in the field, independent of the banking sector, dedicated exclusively to pension provision in Switzerland for 20 years and putting its expertise to work for financial security and long-term stability.

Transparency

You get daily tracking of our performance, a level of transparency unique in Switzerland, for management you can trust.

Performance

BANCOR 3a's performance is independently verified by Performance Watcher, which analyses more than 25,000 portfolios representing CHF 60 billion.

You benefit not only from full transparency through BANCOR 3a's reporting, but also from a unique comparative assessment across the entire market tracked by Performance Watcher.

Clear-sightedness

In retirement provision, every franc not earned is a franc lost.

This approach, based on a quality index that measures the gap between what was possible and what was achieved, has already been adopted by more than a hundred pension funds. Thanks to the simplicity and innovation of its monitoring tools, it quickly won over the financial community. Today it is built into the BANCOR 3a simulator.

Fees

Fees are comparable to those charged by large pension funds. BANCOR 3a builds on the expertise of its manager, with more than 20 years of experience in institutional management, particularly in pension provision and pricing, to serve its clients as well as possible.

Open my account

Your retirement structure for a worry-free retirement

With smart, planned and optimised savings, you build your own retirement structure. Every step of your preparation, from the foundations to regular adjustments, helps to erect a solid and lasting edifice.

For a generous, stable retirement, sheltered from uncertainty.

Go to the simulator

Bancor 3a

2nd pillar — BVG/LPP

1st pillar — AHV/AVS

Security

BANCOR 3a manages your portfolio using rigorously selected index products at the best price. This approach delivers not only optimal performance but also unrivalled security, ensuring the stability and reliability of your investments within a highly regulated framework. Your portfolio management thus draws on more than 20 years of occupational pension management, supported by technologies consolidating close to CHF 250 billion in assets and a partner network made up exclusively of Swiss banks.

Partners

With UBS products, 100% Swiss custodian banks and the expertise of FUNDO, backed by 20 years of pension experience, the BANCOR 3a Foundation offers a unique approach linking the 2nd and 3rd pillars. As a client, you benefit from a solid network, optimised distribution and exclusive benefits that are continually expanded. You can of course also stay in cash on the account of the BANCOR 3a Foundation. Join us in shaping the future of retirement provision.